Terms of Use
Last Updated: March 15, 2025
1. Acceptance of Terms
By accessing and using sypheronovara's financial forecasting platform at sypheronovara.sbs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and sypheronovara, governing your use of our services, tools, and resources.
If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of our services after any modifications to these terms constitutes acceptance of those changes.
Important: These terms apply to all users, including visitors, registered users, and premium subscribers accessing our financial forecasting tools and educational resources.
2. Service Description and Scope
sypheronovara provides financial forecasting tools, educational resources, and analytical services designed to help users understand financial trends and develop forecasting skills. Our platform offers various features including interactive learning modules, forecasting simulations, and educational content.
2.1 Educational Nature of Services
All content and tools provided through our platform are strictly for educational purposes. We focus on teaching financial literacy, analytical skills, and forecasting methodologies rather than providing investment advice or guarantees of financial returns.
2.2 Service Availability
While we strive to maintain continuous service availability, we cannot guarantee uninterrupted access to our platform. Scheduled maintenance, updates, or technical issues may temporarily affect service availability.
3. User Responsibilities and Conduct
As a user of our platform, you agree to maintain the highest standards of conduct and comply with all applicable laws and regulations. Your use of our services must be lawful, ethical, and respectful of other users and our platform.
You agree to:
- Provide accurate and complete information during registration and account setup
- Maintain the confidentiality of your login credentials and account information
- Use our services only for their intended educational purposes
- Respect intellectual property rights and not reproduce or distribute our content without permission
- Report any security vulnerabilities or suspicious activities immediately
- Comply with all applicable local and international laws while using our services
You agree NOT to:
- Share your account credentials with unauthorized persons
- Attempt to gain unauthorized access to our systems or other users' accounts
- Use our platform to distribute malicious software or engage in harmful activities
- Misrepresent your identity or provide false information during registration
- Use automated systems to access our services without explicit permission
- Engage in any activity that could damage or disrupt our platform's functionality
4. Privacy and Data Protection
We take your privacy seriously and are committed to protecting your personal information in accordance with applicable privacy laws. Our data collection and processing practices are designed to provide you with the best possible learning experience while maintaining your privacy.
4.1 Information Collection
We collect information necessary to provide our services, including account details, learning progress, and usage patterns. This information helps us personalize your learning experience and improve our platform's effectiveness.
4.2 Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure.
5. Intellectual Property Rights
All content, materials, and resources available on our platform are protected by intellectual property laws. This includes but is not limited to text, graphics, logos, software, and educational materials developed by sypheronovara.
5.1 Our Rights
sypheronovara retains all rights, title, and interest in our platform, including all intellectual property rights. You may not reproduce, modify, distribute, or create derivative works from our content without explicit written permission.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our platform for personal, educational purposes only. This license does not include any right to resell or make commercial use of our services.
6. Disclaimers and Limitation of Liability
While we strive to provide accurate and helpful educational content, we must clearly state the limitations of our services and your use thereof. Understanding these limitations is crucial for appropriate use of our platform.
Educational Disclaimer: Our platform provides educational content about financial forecasting and analysis. This content is not intended as financial advice, investment recommendations, or professional consultation.
6.1 No Warranties
Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our platform will meet your specific requirements or that it will be error-free or uninterrupted.
6.2 Limitation of Liability
To the maximum extent permitted by law, sypheronovara shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.
7. Account Termination
Either party may terminate your account and access to our services under certain circumstances. We reserve the right to suspend or terminate accounts that violate these terms or engage in inappropriate conduct.
7.1 Termination by User
You may terminate your account at any time by contacting our support team or using the account deletion feature in your user dashboard. Upon termination, your access to premium features will cease immediately.
7.2 Termination by sypheronovara
We may terminate or suspend your account immediately if you violate these terms, engage in fraudulent activities, or use our platform in ways that could harm other users or our services.
8. Modifications to Terms
We reserve the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we will notify users through our platform or via email.
Your continued use of our services after modifications take effect constitutes acceptance of the revised terms. If you do not agree with the changes, you must discontinue use of our platform.
9. Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of Malaysia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Selangor, Malaysia.
9.1 Dispute Resolution Process
Before pursuing formal legal action, we encourage users to contact our support team to resolve disputes amicably. Many concerns can be addressed through direct communication and mutual understanding.
Contact Information
If you have questions about these Terms of Use or need clarification on any provisions, please contact us:
Address: 2nd Floor, No. 2A-2, Jalan Putra Mahkota 7/5A, Putra Heights, 47650 Subang Jaya, Selangor, Malaysia
Phone: +60193395413
Email: info@sypheronovara.sbs